Investors

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

EFFECT

Form of prospectus disclosing information facts events covered in both forms 424B1 424B3

Statement of changes in beneficial ownership of securities

Report of unscheduled material events or corporate event

Report of unscheduled material events or corporate event

Annual report which provides a comprehensive overview of the company for the past year

Securities offered to employees pursuant to employee benefit plans